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Dane Smith's Articles in Mortgages

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How Will The US Economy Recover? The US is currently dealing with the fallout from the mortgage crisis. The article looks at the current state of the US economy. Real Estate: Where's The Bottom? The US real estate market is currently going through a slump. This article discusses some of the factors weighing on the national real estate market. Interest Rates and the Credit Crunch This article looks at the current problems of the credit crunch in the US. The 30 Year Loan vs The 15 Year Loan This article compares the 30 Year Loan vs the 15 Year Loan. We compare the monthly savings of the 30 Year Loan, and the investment potential of this saving, vs the overall lower cost of the 15 Year Loan. Why in Today's Market a 30 Year Loan is King In the past I used to tell people to look at different mortgage rates for different loan products and determine what was best for them. If they were planning on moving soon a 5 Year ARM might work. If they planned on staying on the house longer they might consider a 30 Year Loan. Fed Restrictions Make Loans Tough This article discusses the recently tightened loan guidelines issued by the Federal Reserve in response to the sub-prime mortage crisis.