- Importance Of Positively Correct Expectation
In business, do we maximize profit or our business market value?
Well, it turns out both are the same. What we mean by maximizing our profit is that we maximize the amount of profit the business will generate in the future discounted by the interest rate.
And guess what, that's the value of our business.
The catch is we don’t know how much profit the business will generate in the future. So the value of our business depends on the expectation of such profit.
The i... - Creep Towering
I strongly prefer faq to be in HTML, so people can move around the internal navigation easily. However, that is not required.
Creep Towering
In some maps, you can quickly build tower to kill the best creep. In fact, some creeps are so close together you can creep them all with 3-4 towers.
Your hero will gain huge experience. I usually follow this with a safe strategy like mass trolls.
Opening
Build Altar and burrow.
Build a mill.
Build a tower.
Build a tower c... - Evolution Theory And Humans' Nature
We all learn evolution theory in schools. Well most of us do.
However, what's taught in schools are just basic. What most people, especially religious fundamentalists do not want you to know is that evolution theory can very naturally explain human nature.
It's not in school. So I'll tell you here. I'll start from the least shocking conclusions first and then we'll go to the most politically incorrect ones people have been trying to hide from you.
Why Cheetah run fas... - Why High Risk Lead To High Gain?
There are many myths and facts about investing. Some pseudo facts are that, high return investments are risky and low risk investments are safe. The truth is, there isn’t any exact curve that’ll give risks as a function of return. Low return investments can be very risky too when fraud happens, for example.
However, the pseudo fact that risk correlates with return have some truth in it. You need to understand what causes it.
Money doesn’t make money. People make money. ... - Mass Casters With Flying Planes
In Warcraft, one of the best strategies for humans are mass caster. Combined with blizzard, stormbolt and thunder clap it can annihilate virtually all opposition.
Against ghoul, I sort of like storm bolt though. Storm bolt kills the enemy one at a time. Combined with bash, you can keep a metamorph demon hunter dizzy for the whole battle.
However, this strategy has one weakness. What about if enemies use a lot of air unit?
Mountain king is always my last hero. Meanwhi... - How To Help Poverty Without Enlarging It?
The rich gets richer and the poor make more kids. If this keeps going, then disparity of wealth will keep going up causing social instability.
Wouldn't both be better off if the rich makes more kids and the poor gets more welfare?
Am I suggesting eugenics? No. Not the one where governments actively do actually. I wrote another article how active eugenics, just like any governments programs, can go really wrong.
I disagree with many solutions proposed by http://whatwe... - Just Do It: What Most People Should Do To Start A Business
For a long time in my life I never started a business. I always thought about it but never started it.
Then I wasted my time going to school, learning courses I know I will not need. Doing what others wish me to do.
Somehow, I know they're wrong and I am right. Somehow I know that if I don't like a course, I shouldn't learn it. It will be more efficient if all of us learn what we'll be good at.
Somehow, I know that the reasons why I have to do homeworks are not so I... - Love Thy Neighbors, Get Them High!
Many libertarians believe that the sole purpose why we need government is for security.
Two people will not agree with it. The unattractive, and the unproductive.
Of course, those who cannot compete by giving better offer are not going to just admit it by saying so.
Those who demand sex laws against consensual sex will not say, “I oppose free sex because no women want me and I want to ration females to inferior males such as I am.” It's not to their best interest to ... - Real Reasons Behind Anti Semitism
“Many have expressed their concern that the cartoons we published here will be used out of context by real anti-semites to spread further hate against us.
To this I say:Anti semites will always find excuses for hatred, with or without our help. We’ve been accused of everything from 9/11 to hurricane Katrina, the killing of Jesus and the original sin.
In my opinion, the only solution for racism is good education - education for thought and for doubt - so that people thin... - Importance Of Wealth For You And Other Humans
Wealth is quite important for women. In most cases, poor women can only pick males that are committed enough to all her financial need.
Such males are not usually very attractive. Why in the earth can a highly attractive male that can mate with so many pretty females without any commitment would bother committing his life to an average woman?
Being rich means women will allow women to pick more desirable even richer mates. Rich women aim for males that are even richer.
... - Why You Should Pay High Interest Loan First
Paying your loan is like renting equipments.
You see, interest rate is like the rent cost of money. It’s like you are employing someone else’s money and you have to pay that money salary. In money, the money’s salary is often stated in terms of the ratio between money borrowed and how much you have to pay for borrowing such money. That ratio is called interest rate.
For example, if you borrow $10,000 and you have to pay $3,000 per year for not paying that $10,000 then... - Borrow Against Your Home And Pay Your Credit Card
Say you hire a worker at an expensive price, then a poor immigrant is willing to work for you at a fraction of the cost. What would you do? You fire the expensive citizen worker and hire the immigrants. See?
The same way, if your credit card company charges higher interest rate than your bank, you should hire money from the bank instead. It's the principle of appeasing the lesser evil. The thing is why would any bank want to lend you money at low interest?
Now, we need ... - Why Income Tax Hurt Income Earners And Workers
All wealth redistribution comes in the form of the equivalent of tax and welfare. However, you need to be careful. Incorrect taxation schemes can result in less wealth for you. You see, by reading this website I would suppose that you’re poor or middle class wanting to skyrocket your income, right. Rich means owning a lot of money. If you’re poor and would want to get rich, you need to have a lot of income. So will income tax help? No! Abolish income tax.
The Peril of Inco... - How Wealth Tax Is Better Than Income Tax
Wealth Tax
Do you want to move money from the wealthy to the poor? Well, tax wealth.
Wealth tax causes far less market distortion, and hence, much fairer than income tax. Wealth tax hurt productivity less. If you live in a capitalistic country, then your income is yours fairly. However, Bob’s wealth might not be traceable to productivity. Bob might have gotten his wealth through inheritance gained through slavery, or genocide. The link between wealth to productivity is ... - Picking The Right Insurance Program
Most aspects of capitalism is win-win. If employers make a lot of money from workers due to increase of workers productivity, those employers will hire as many workers as possible -- increasing workers' salary.
Hence, in most aspects of capitalism, people try to profit from others in any way they can.
However, not all aspects are win-win. If same shops sell the same product at a different price, of course, you'll pick the cheaper package. In this case, picking a package... - Permanent Or Term Insurances?
There are many insurance companies in the world giving their life insurance quote.
It's pretty difficult to pick which one is the best. What should you do? One strategy that'll work is to keep switching insurance companies. Any company will make more money by selling to people who are more price sensitive.
A person needing an insurance may be willing to pay high. A person who keeps switching insurance shows that he is price sensitive and hence, he will get a lower pric... - How Taxing Kids, Instead Of Income, Can Help The Poor
If governments’ pay dividend then citizenships will be like stocks and countries will be like businesses. Now, if you make more kids, do you get more stocks? No. To get more stocks, you either need to buy more or perform a certain service that’ll get you more stocks.
The same way, currently, most governments grant citizenship based on two principles. First is based on place of birth. The other is based on parenthood.
Neither aligns humans’ interests to productivity. Man... - How Taxing Utilities Can Keep Governments In Check
Under free market, all companies can talk all they want that all the stuff they put there is for my own good. However, if the product is overpriced or if it doesn’t serve my interest to get the product, I just don’t buy it.
No companies, full with corruption and inefficiency, will last in the market, unless it is governments companies.
The same mechanism doesn’t apply to governments program.
Indonesian governments build airplanes. It doesn’t make business sense. The...
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